富山第一銀行（7184） – [Delayed]Summary of Consolidated Financial Results for the Year Ended March 31, 2022(Based on Japanese GAAP)

Translation Notice: This document is an excerpt translation of the original Japanese document and is only for reference purposes. In the event of any discrepancy between this translated document and the original Japanese document, the latter shall prevail. Summary of Consolidated Financial Results for the Year Ended March 31, 2022 (Based on Japanese GAAP) Company name: The First Bank of Toyama,Ltd. May 13, 2022Stock exchange listing: Tokyo Stock code: 7184 Representative: Inquiries: URL https://www.first-bank.co.jp/ President and Representative Director Director,General Manager of Mitsuru Nomura Hidehisa Yotsutani TEL 076-461-3861 Business Management Department Scheduled date of ordinary general meeting of shareholders: Scheduled date to file Securities Report: Scheduled date to commence dividend payments: Trading accounts: Preparation of supplementary material on financial results: Holding of financial results meeting: June 29, 2022 June 29, 2022 June 30, 2022 No Yes Yes (for institutional investors and analysts) (Amounts less than one million yen are rounded down)1. Consolidated financial results for the year ended March 31, 2022 (from April 1, 2021 to March 31, 2022) (1) Consolidated operating results Percentages indicate year-on-year changesYear ended March 31, 2022 Year ended March 31, 2021 Ordinary income Ordinary profit Profit attributable to owners of parent Millions of yen 28,351 29,475 % Millions of yen 5,233 3,546 (3.8)(8.5)% Millions of yen 3,486 2,291 47.6 (9.8)% 52.2 2.6 Earnings per share Diluted earnings per share Profit attributable to owners of parent/equity Ordinary profit/total assets Ordinary profit/ordinary income Yen 52.33 34.41 Yen – – % 3.1 2.3 % 0.4 0.3 Total assets Net assets Equity ratio Net assets per share Millions of yen 1,466,345 1,428,623 Millions of yen 121,310 117,494 % 7.8 7.8 Cash flows from operating activities Cash flows from investing activities Cash flows from financing activities Cash and cash equivalents at end of period Millions of yen (4,267)(21,101)Millions of yen (14,572)29,632 Millions of yen (800)(826)Millions of yen 53,911 73,549 % 18.5 12.0 Yen 1,712.04 1,676.44 Annual dividends per share 1st quarter-end 2nd quarter-end 3rd quarter-end Fiscal year-end Total Total cash dividends (Total) Dividend payout ratio (Consolidated) Ratio of dividends to net assets (Consolidated) Yen – – – Yen 5.00 5.00 8.00 Yen 7.00 7.00 8.00 Yen Millions of yen 12.00 12.00 16.00 799 799 % 34.9 22.9 29.6 % 0.8 0.7 Year ended March 31, 2022 Year ended March 31, 2021 (2) Consolidated financial position As of March 31, 2022 As of March 31, 2021 (3) Consolidated cash flows Year ended March 31, 2022 Year ended March 31, 2021 2. Cash dividends Year ended March 31, 2021 Year ended March 31, 2022 Year ending March 31, 2023 (Forecast) Yen – – – 1 3. Forecast of consolidated financial results for the year ending March 31, 2023 (from April 1, 2022 to March 31, 2023) Percentages indicate year-on-year changesOrdinary profit Profit attributable to owners of parent Earnings per share Millions of yen % Millions of yen 2,900 11.7 5,100 (2.6)2,000 3,600 % 3.8 3.3 Yen 30.02 54.04 Six months ending September 30, 2022 Full year 4. Notes (1) Changes in significant subsidiaries during the year ended March 31, 2022 (changes in specified subsidiaries resulting in the change in scope of consolidation): (2) Changes in accounting policies, changes in accounting estimates, and restatement of prior period financial statements Changes in accounting policies due to revisions to accounting standards and other regulations: Changes in accounting policies due to other reasons: Changes in accounting estimates: Restatement of prior period financial statements: No Yes No No No (3) Number of issued shares (common shares) Total number of issued shares at the end of the period (including treasury shares) As of March 31, 2022 67,309,700 shares As of March 31, 2021 67,309,700 shares As of March 31, 2022 680,481 shares As of March 31, 2021 723,079 shares Number of treasury shares at the end of the period Average number of shares during the period Year ended March 31, 2022 66,615,520 shares Year ended March 31, 2021 66,571,523 shares 2 As of March 31, 2021 As of March 31, 2022 (Millions of yen) Consolidated financial statements Consolidated balance sheets Assets Cash and due from banks Trading securities Money held in trust Securities Loans and bills discounted Foreign exchanges Lease receivables and investment assets Other assets Tangible fixed assets Buildings, net Land Other tangible fixed assets Intangible fixed assets Software Other intangible fixed assets Retirement benefit asset Deferred tax assets Total assets Liabilities Deposits Negotiable certificates of deposit Call money and bills sold Borrowed money Other liabilities Customers’ liabilities for acceptances and guarantees Allowance for loan losses Provision for bonuses for directors (and other officers) Retirement benefit liability Provision for reimbursement of deposits Provision for contingent loss Deferred tax liabilities Deferred tax liabilities for land revaluation Acceptances and guarantees Total liabilities Net assets Share capital Capital surplus Retained earnings Treasury shares Total shareholders’ equity Valuation difference on available-for-sale securities Revaluation reserve for land Remeasurements of defined benefit plans Total accumulated other comprehensive income Non-controlling interests Total net assets Total liabilities and net assets 75,003 142 700 482,397 848,033 991 9,494 5,483 9,989 3,664 5,189 1,134 1,011 961 49 132 64 2,321 (7,141) 1,428,623 1,226,336 11,000 15,000 46,653 3,718 23 144 82 206 4,888 755 2,321 10,182 6,266 77,055 (380) 93,124 17,032 1,437 33 18,503 5,865 55,067 94 700 500,198 889,402 1,588 10,220 6,054 9,167 3,333 4,602 1,231 778 729 49 170 76 2,372 (9,546) 1,466,345 1,238,815 31,000 10,000 53,413 3,374 22 166 70 395 4,773 629 2,372 10,182 6,266 79,940 (357) 96,031 16,982 1,222 (164) 18,040 7,237 1,311,129 1,345,035 117,494 1,428,623 121,310 1,466,345 3Consolidated statements of income and consolidated statements of comprehensive income Consolidated statements of income (Millions of yen) Fiscal year ended March 31, 2021 Fiscal year ended March 31, 2022 29,475 16,450 8,521 7,878 50 0 1,859 5,197 5,968 2 5,965 25,929 282 263 2 (5) 22 0 1,067 5,568 12,678 6,332 2,978 3,353 3,546 – – 76 2 73 3,470 1,453 (418) 1,034 2,435 144 2,291 28,351 17,392 8,196 9,131 63 0 2,238 6,201 2,519 48 2,470 23,118 188 169 1 (2) 19 0 988 5,647 11,975 4,318 3,047 1,271 5,233 113 113 431 7 424 4,915 1,852 (666) 1,186 3,728 242 3,486 Ordinary income Interest income Interest on loans and discounts Interest and dividends on securities Interest on deposits with banks Other interest income Fees and commissions Other ordinary income Other income Recoveries of written off receivables Other Ordinary expenses Interest expenses Interest on deposits Interest on negotiable certificates of deposit Interest on call money and bills sold Interest on borrowings and rediscounts Other interest expenses Fees and commissions payments Other ordinary expenses General and administrative expenses Other expenses Provision of allowance for loan losses Other Ordinary profit Extraordinary income Gain on disposal of non-current assets Extraordinary losses Loss on disposal of non-current assets Impairment losses Profit before income taxes Income taxes – current Income taxes – deferred Total income taxes Profit Profit attributable to non-controlling interests Profit attributable to owners of parent 4Consolidated statements of comprehensive income (Millions of yen) Fiscal year ended March 31, 2021 Fiscal year ended March 31, 2022 Profit Other comprehensive income Valuation difference on available-for-sale securities Remeasurements of defined benefit plans, net of tax Comprehensive income Comprehensive income attributable to Comprehensive income attributable to owners of parent Comprehensive income attributable to non-controlling interests 2,435 18,914 18,656 257 21,349 21,347 2 3,728 893 1,090 (197) 4,621 3,238 1,383 5Consolidated statements of changes in equity Fiscal year ended March 31, 2021 Share capital Capital surplus Retained earnings Treasury shares Shareholders’ equity (Millions of yen) Total shareholders’ equity Balance at beginning of period 10,182 6,076 75,546 (405) 91,400 Changes during period Dividends of surplus Profit attributable to owners of parent Purchase of treasury shares Disposal of treasury shares Reversal of revaluation reserve for land Purchase of shares of consolidated subsidiaries Net changes in items other than shareholders’ equity (798) 2,291 (12) 29 1,508 77,055 (0) 25 25 (380) Total changes during period Balance at end of period – 10,182 Accumulated other comprehensive income Valuation difference on available-for-sale securities Revaluation reserve for land Remeasurements of defined benefit plans Total accumulated other comprehensive income Non-controlling interests Total net assets Balance at beginning of period (1,766) 1,467 (224) (522) 6,080 96,958 Changes during period Dividends of surplus Profit attributable to owners of parent Purchase of treasury shares Disposal of treasury shares Reversal of revaluation reserve for land Purchase of shares of consolidated subsidiaries Net changes in items other than shareholders’ equity Total changes during period Balance at end of period (29) (29) 1,437 257 257 33 18,799 18,799 17,032 19,026 19,026 18,503 (215) (215) 5,865 18,811 20,535 117,494 (798) 2,291 (0) 12 29 189 1,724 93,124 (798) 2,291 (0) 12 29 189 189 189 6,266 6 Fiscal year ended March 31, 2022 Share capital Capital surplus Retained earnings Treasury shares Shareholders’ equity (Millions of yen) Total shareholders’ equity Balance at beginning of period 10,182 6,266 77,055 (380) 93,124 10,182 6,266 77,048 (380) 93,117 (7) (799) 3,486 (10) 215 (0) 22 22 (357) – 10,182 – 6,266 2,891 79,940 Accumulated other comprehensive income Valuation difference on available-for-sale securities Revaluation reserve for land Remeasurements of defined benefit plans Total accumulated other comprehensive income Non-controlling interests Total net assets Balance at beginning of period 17,032 1,437 33 18,503 5,865 117,494 17,032 1,437 33 18,503 5,856 117,477 (9) (16) (50) (50) 16,982 (215) (215) 1,222 (197) (197) (164) (463) (463) 18,040 1,381 1,381 7,237 (7) (799) 3,486 (0) 12 215 2,914 96,031 (799) 3,486 (0) 12 215 918 3,832 121,310 Cumulative effects of changes in accounting policies Restated balance Changes during period Dividends of surplus Profit attributable to owners of parent Purchase of treasury shares Disposal of treasury shares Reversal of revaluation reserve for land Net changes in items other than shareholders’ equity Total changes during period Balance at end of period Cumulative effects of changes in accounting policies Restated balance Changes during period Dividends of surplus Profit attributable to owners of parent Purchase of treasury shares Disposal of treasury shares Reversal of revaluation reserve for land Net changes in items other than shareholders’ equity Total changes during period Balance at end of period 7 (Millions of yen) Fiscal year ended March 31, 2021 Fiscal year ended March 31, 2022 3,470 1,105 73 1,097 1 (132) (375) (2) 88 (16,450) 282 (1,995) (288) 2 (37,331) 42,267 (40,133) 30,942 661 9 (20,000) 582 (905) 16,313 (598) 1,076 (20,237) (864) (21,101) (127,770) 122,090 35,747 (216) – (218) 29,632 4,915 1,011 424 2,405 (0) (37) 22 (11) 189 (17,392) 188 (1,547) (511) (105) (40,788) 12,408 20,000 6,759 298 48 (5,000) (570) (725) 17,370 (235) (1,528) (2,413) (1,853) (4,267) (134,756) 85,441 35,017 (419) 254 (108) (14,572) Consolidated statements of cash flows Cash flows from operating activities Profit before income taxes Depreciation Impairment losses Increase (decrease) in allowance for loan losses Increase (decrease) in provision for bonuses for directors (and other officers) Decrease (increase) in retirement benefit asset Increase (decrease) in retirement benefit liability Increase (decrease) in provision for reimbursement of deposits Increase (decrease) in provision for contingent loss Interest income Interest expenses Loss (gain) related to securities Foreign exchange losses (gains) Loss (gain) on disposal of non-current assets Net decrease (increase) in loans and bills discounted Net increase (decrease) in deposits Net increase (decrease) in negotiable certificates of deposit Net increase (decrease) in borrowed money (excluding subordinated borrowings) Net decrease (increase) in due from banks (excluding due from Bank of Japan) Net decrease (increase) in trading securities Net increase (decrease) in call money Net decrease (increase) in foreign exchanges – assets Lncrease (decrease) in lease receivables and investment assets Interest received Interest paid Other, net Subtotal Income taxes refund (paid) Net cash provided by (used in) operating activities Cash flows from investing activities Purchase of securities Proceeds from sale of securities Proceeds from redemption of securities Purchase of tangible fixed assets Proceeds from sale of property, plant and equipment Purchase of intangible assets Net cash provided by (used in) investing activities 8 (Millions of yen) Fiscal year ended March 31, 2021 Fiscal year ended March 31, 2022 Cash flows from financing activities Dividends paid Dividends paid to non-controlling interests Balance of purchase and saies of treasury stock Purchase of shares of subsidiaries not resulting in change in scope of consolidation Net cash provided by (used in) financing activities Effect of exchange rate change on cash and cash equivalents Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of period Cash and cash equivalents at end of period (798) (1) (0) (26) (826) 1 7,704 65,844 73,549 (799) (1) (0) – 2 (800) (19,637) 73,549 53,911 9