池田泉州ホールディングス（8714） – Financial Results for the Third Quarter of the Fiscal Year ending March 31, 2022

Financial Results for the Third Quarter of the Fiscal Year ending March 31, 2022 (Consolidated Data) January 28, 2022 Company Name: Senshu Ikeda Holdings, Inc. Stock exchange listing: Tokyo Stock Exchange Stock Code: 8714 URL https://www.senshuikeda-hd.co.jp/ President and Representative Director: Atsushi Ukawa For inquiries: Kazuo Nagai, General Manager of the Corporate Planning and General Affairs Division Telephone: +81-6-4802-0013 Scheduled date for filing quarterly securities report February 4, 2022 Scheduled date to commence dividend payments: Segregated trading accounts: Supplementary material on quarterly financial results: Quarterly financial results presentation meeting: None None Yes None (Japanese yen amounts of less than 1 million and first decimal place have been rounded down) 1. Financial Results for the Third Quarter of the Fiscal Year ending March 31, 2022 (April 1, 2021 － December 31, 2021) (1) Consolidated Operating Results Ordinary revenue Ordinary income (%: Changes from previous fiscal year) Profit attributable to owners of the parent Million yen % Million yen % Million yen % 62,239 2.5 60,662 (7.4) 12,911 7,988 61.6 93.3 10,205 6,301 61.9 79.9 Nine months ended December 31, 2021 Nine months ended December 31, 2020 (Note) Comprehensive income: Nine months ended December 31, 2021: 10,120million yen Nine months ended December 31, 2020: 9,391million yen [7.7％] [ 7.9％ ] Net income per share Diluted earnings per share Yen Yen 35.07 21.11 30.50 18.81 Nine months ended December 31, 2021 Nine months ended December 31, 2020 (2) Consolidated Financial Position Total assets Million yen Total net assets Equity ratio Million yen % As of December 31, 2021 As of March 31, 2021 7,266,253 6,705,548 254,015 247,042 3.4 3.6 (Reference) capital: As of December 31, 2021: 251,307 million yen; As of March 31, 2021: 244,531 million yen Note: “Equity ratio” is calculated as: (Total net assets at the end of period － Stock subscription rights at the end of period － Non-controlling interests at the end of period)/ Total assets at the end of period. The ratio above is not based on the regulation of Capital Adequacy Ratio. 2. Dividends Fiscal Year ended March 31, 2021 Fiscal Year ending March 31, 2022 Fiscal Year ending March 31, 2022 (Forecasts) Annual Dividends per Share First Quarter Yen Second Quarter Yen Third Quarter Yen Year End Yen Total Yen － － 3.75 3.75 － － 3.75 3.75 7.50 7.50 Revisions of the forecasts from recently announced figures: None Please refer to “Cash Dividends for Shareholders of Classified Stock” stated hereinafter for information on classified stock (unlisted) which has different rights relation from that of common stocks. Note: 3. Financial Forecasts for the Fiscal Year ending March 31, 2022 (April 1, ,2021－March 31, 2022) (%: Changes from corresponding period of previous fiscal year) Ordinary revenue Ordinary income Profit attributable to owners of the parent Net income per share Million yen % Million yen % Million yen % Yen Full Year 82,500 1.4 12,000 55.5 9,000 76.3 29.43 Note: Revisions of the forecasts from recently announced figures: None Note (1) Changes in significant subsidiaries during the third quarter of the fiscal year ending March 31, 2022 : None (Changes in specific subsidiaries involving changes in the scope of consolidation) Added －(company name)－ (2) Changes in accounting policies, changes in accounting estimates, and retrospective restatements Excluded－(company name)－ (a) Changes in accounting policies due to revision of accounting standards etc. : (b) Changes in accounting policies other than those noted in (a) above : (a) Number of shares in issue (including treasury stock) (c) Changes in accounting estimates : (d) Retrospective restatements : (3) Number of shares (common stock) As of December 31, 2021 As of March 31, 2021 (b) Number of treasury shares As of December 31, 2021 As of March 31, 2021 (c) Average number of shares for the period under review Nine months ended December 31, 2021 Nine months ended December 31, 2020 Yes None None None 281,008,632 shares 281,008,632 shares 716,063 shares 804,214 shares 280,265,952 shares 280,700,769 shares follows: Fiscal Year ended March 31, 2021 Fiscal Year ending March 31, 2022 Fiscal Year ending March 31, 2022 (Forecasts) Disclosure concerning the implementation status of audit procedures This report is exempt from audit procedures based upon the Financial Instruments and Exchange Act of Japan. As of this report’s publication, audit procedures of financial statements have not been completed as stipulated under the provisions of the Financial Instruments and Exchange Act. Cautionary statement with respect to earnings forecasts, and disclaimer This report contains projections and other forward-looking statements which are based on currently available information and certain assumptions that the Senshu Ikeda Holdings considers to be reasonable. Various factors may cause actual results to be materially different from projections in these forward-looking statements. 〇 Cash Dividends for Shareholders of Classified Stock Cash dividends per share for shareholders of classified stock which has different rights relation from that of common stocks are as (First series of seventh-class preferred stock) Dividends per share First Quarter Yen Second Quarter Yen Third Quarter Yen Year End Yen Total Yen 15.00 15.00 － － 15.00 30.00 15.00 30.00 － － Assets Consolidated Financial Statements (1) Consolidated Balance Sheets Cash and due from banks Call loans and bills bought Monetary claims bought Trading account securities Money held in trust Securities Loans and bills discounted Foreign exchange assets Other assets Tangible fixed assets Intangible fixed assets Net defined benefit assets Deferred tax assets Customers’ liabilities for acceptances and guarantees Reserve for possible loan losses Total assets Liabilities Deposits Negotiable certificates of deposit Call money and bills sold Payables under securities lending transactions Borrowed money Foreign exchange liabilities Borrowed money from trust account Other liabilities Provision for employees’ bonuses Net defined benefit liability Accrued retirement benefits for directors and audit & supervisory board members Reserve for reimbursement of deposits Reserve for point services Reserve for contingent losses Reserve under special laws Deferred tax liabilities Acceptances and guarantees Total liabilities Net Assets Capital stock Capital surplus Retained earnings Treasury stock Total shareholders’ equity Net unrealized gain (loss) on available-for-sale securities Net unrealized gain (loss) on deferred hedges Remeasurements of defined benefit plans Total accumulated other comprehensive income Stock subscription rights Non-controlling interests Total net assets Total liabilities and net assets As of March 31, 2021 (Unit: Millions of yen) As of December 31, 2021 1,922,561 2,547 59 20 24,473 663,809 4,508,387 5,501 81,597 36,287 4,087 23,789 1,317 7,479 (15,667) 7,266,253 5,623,919 4,500 185,000 71,201 1,067,580 413 312 48,973 886 144 4 333 67 1,163 11 244 7,479 7,012,237 102,999 42,108 88,126 (145) 233,088 11,269 (78) 7,027 18,218 76 2,631 254,015 7,266,253 1,671,441 9,414 79 － 20,001 564,580 4,291,531 5,061 83,958 37,122 4,632 23,462 2,751 7,407 (15,899) 6,705,548 5,408,845 － － 10,323 973,225 487 － 54,420 1,655 136 4 392 175 1,171 8 250 7,407 6,458,505 102,999 42,107 81,087 (163) 226,030 10,744 (133) 7,889 18,500 76 2,434 247,042 6,705,548 (2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income Consolidated Statements of Income (Unit: Millions of yen) For the Nine months ended December 31, 2020 60,662 For the Nine months ended December 31, 2021 62,239 Ordinary revenue Interest income Interest on loans and bills discounted Interest and dividends on securities Trust fees Fees and commissions Other ordinary income Other income Ordinary expenses Interest expenses Interest on deposits Fees and commissions payments Other ordinary expenses General and administrative expenses Other expenses Ordinary income Extraordinary income Extraordinary loss Gain on sales or disposal of fixed assets Loss on sales or disposal of fixed assets Impairment loss Other extraordinary loss Income before income taxes Income taxes – current Income taxes – deferred Total income taxes Profit Profit attributable to non-controlling interests Profit attributable to owners of the parent Transfer to reserve for financial products transaction liabilities Profit Other comprehensive income Net unrealized gain (loss) on available-for-sale securities Net unrealized gain (loss) on deferred hedges Remeasurements of defined benefit plans Comprehensive income Comprehensive income attributable to Owners of the parent Non-controlling interests 31,973 29,618 1,942 － 15,040 1,954 11,694 52,674 1,029 848 5,537 21 34,189 11,896 7,988 27 27 92 30 3 2 55 7,924 331 1,244 1,575 6,349 47 6,301 6,349 3,042 3,228 13 (199) 9,391 9,344 47 33,446 29,960 1,789 6 15,991 1,710 11,085 49,328 747 699 5,283 34 33,816 9,446 12,911 6 6 58 44 3 2 8 12,859 1,377 1,079 2,456 10,403 197 10,205 10,403 (282) 525 55 (862) 10,120 9,923 197 Consolidated Statements of Comprehensive Income For the Nine months ended December 31, 2020 For the Nine months ended December 31, 2021 (Unit: Millions of yen) Selected Financial Information for the Third Quarter of the Fiscal Year ending March 31,2022 (Nine months ended December 31, 2021) Contents 1 Summary of Profit and Loss (1) Senshu Ikeda Holdings (2) The Senshu Ikeda Bank (3) Senshu Ikeda Tokai Tokyo Securities (4) Interest Margins (5) ROE 2 Information on Main Accounts (1) Loans and Bills Discounted (2) Deposits (4) Securities (3) Assets under Management Consolidated Non-consolidated Non-consolidated Non-consolidated Consolidated Non-consolidated Non-consolidated Non-consolidated Non-consolidated 1 1 1 2 2 3 4 4 5 6 3 Status of Claims disclosed under the Financial Revitalization Law Non-consolidated (Notes) Recorded amounts are rounded down to the nearest million yen. The Senshu Ikeda Bank (the “Bank”) transferred a portion of loans to the business rehabilitation subsidiary on March 25, 2013, and liquidated the subsidiary on September 23, 2020. For this reason, total amounts of the Bank and business rehabilitation subsidiary after December 31, 2020 is stated the same amount of the Bank. 1. Summary of Profit and Loss (1) Senshu Ikeda Holdings Consolidated 1 Ordinary revenue 2 Ordinary expenses (-) 3 Ordinary income 4 5 Profit attributable to owners of the parent 6 Comprehensive income 7 Net credit costs (-) Income before income taxes (2) The Senshu Ikeda Bank Non-consolidated (Core gross profit) Net interest income Net fees and commissions income Net other operating income 1 Gross profit 2 3 4 5 6 7 Expenses (excluding non-recurring expenses) (-) 8 9 Personnel expenses (-) Non-personnel expenses (-) Banking profit (before provision for general reserve for possible loan losses) Net gains (losses) on debt securities Core banking profit 10 11 12 Core banking profit(excluding gains (losses) on cancellation of investment trusts) 13 14 Net gains (losses) on debt securities Provision for general reserve for possible loan losses (-) 15 Banking profit 16 Net non-recurring gains (losses) 17 18 Net gains (losses) on equity securities Credit costs (-) 19 Ordinary income 20 Net extraordinary income (losses) 21 Income before income taxes 22 Total income taxes (-) 23 24 Income taxes-current (-) Income taxes-deferred (-) 25 Net income 26 Net credit costs (-) 1 Net operating income 2 Administrative expenses (-) 3 Operating income 4 5 Net income Income before income taxes + ― 1 ― 60,662 52,674 7,988 7,924 6,301 9,391 2,682 37,545 37,250 32,003 4,876 665 295 30,791 15,501 13,243 6,753 6,458 6,293 295 846 5,907 615 1,312 1,710 6,522 (49) 6,472 737 (541) 1,278 5,735 2,158 2,465 2,276 189 186 141 For the nine months ended Dec. 31, 2020 (a) For the nine months ended Dec. 31, 2021 (b) (b)-(a) (Millions of yen)For the nine months ended Dec. 31, 2020 (a) For the nine months ended Dec. 31, 2021 (b) (b)-(a) (Millions of yen)62,239 49,328 12,911 12,859 10,205 10,120 86 40,402 40,376 33,755 6,174 471 25 31,356 16,322 12,968 9,045 9,019 8,999 25 (1,912) 10,957 (754) 2,326 178 10,203 (25) 10,177 1,428 571 857 8,748 413 2,687 2,409 277 275 207 1,577 (3,346) 4,923 4,935 3,904 729 (2,596) 2,857 3,126 1,752 1,298 (194) (270) 565 821 (275) 2,292 2,561 2,706 (270) (2,758) 5,050 (1,369) 1,014 (1,532) 3,681 24 3,705 691 1,112 (421) 3,013 (1,745) 222 133 88 89 66 (3) Senshu Ikeda Tokai Tokyo Securities Non-consolidated For the nine months ended Dec. 31, 2020 (a) For the nine months ended Dec. 31, 2021 (b) (b)-(a) (Millions of yen)(4) Interest Margins The Senshu Ikeda Bank Non-consolidated All business Average yield on interest earning assets Average yield on loans and bills discounted Average yield on securities Average yield on interest bearing liabilities Average yield on deposits and negotiable (including expenses) Average yield on Expense ratio deposits and negotiable (A) (B) (C) (D) Average yield on external liabilities Average interest rate spread (A)-(C) Difference between average yield on loans and deposits (B) – (D) Domestic business Average yield on interest earning assets Average yield on loans and bills discounted Average yield on securities Average yield on interest bearing liabilities Average yield on deposits and negotiable (including expenses) Average yield on Expense ratio deposits and negotiable (A) (B) (C) (D) Average yield on external liabilities Average interest rate spread (A)-(C) Difference between average yield on loans and deposits (B) – (D) (5) ROE Senshu Ikeda Holdings Consolidated 1.00 1.01 0.94 0.84 0.86 0.02 0.83 0.10 0.16 0.15 0.97 1.00 0.82 0.79 0.82 0.02 0.79 (0.00) 0.18 0.18 For the fiscal year ended Mar.31, 2020 For the nine months ended Dec. 31, 2020 (a) For the fiscal year ended Mar.31, 2021 (b) For the nine months ended Dec. 31, 2021 (c) (c)-(a) (c)-(b) For the fiscal year ended Mar.31, 2020 For the nine months ended Dec. 31, 2020 (a) For the fiscal year ended Mar.31, 2021 (b) For the nine months ended Dec. 31, 2021 (c) (c)-(a) (c)-(b) 0.93 0.96 0.68 0.75 0.79 0.02 0.77 0.01 0.18 0.17 0.92 0.96 0.68 0.71 0.76 0.02 0.74 (0.00) 0.21 0.20 0.92 0.96 0.68 0.73 0.79 0.02 0.77 0.00 0.19 0.17 0.92 0.96 0.68 0.69 0.75 0.02 0.73 (0.00) 0.23 0.21 0.90 0.91 0.60 0.57 0.75 0.01 0.74 (0.00) 0.33 0.16 0.90 0.90 0.63 0.55 0.72 0.01 0.71 (0.00) 0.35 0.18 (0.03) (0.05) (0.08) (0.18) (0.04) (0.01) (0.03) (0.01) 0.15 (0.01) (0.02) (0.06) (0.05) (0.16) (0.04) (0.01) (0.03) 0.00 0.14 (0.02) (%)(0.02) (0.05) (0.08) (0.16) (0.04) (0.01) (0.03) (0.00) 0.14 (0.01) (%)(0.02) (0.06) (0.05) (0.14) (0.03) (0.01) (0.02) 0.00 0.12 (0.03) (%)4.04 3.64 (%)3.67 3.31 For the fiscal year ended Mar.31, 2020 For the nine months ended Dec. 31, 2020 (a) For the fiscal year ended Mar.31, 2021 (b) For the nine months ended Dec. 31, 2021 (c) (c)-(a) (c)-(b) Shareholders’ equity ROE (Income before income taxes basis) Shareholders’ equity ROE (Profit attributable to owners of the parent basis) 2.25 1.76 4.66 3.70 3.39 2.26 7.43 5.90 2.77 2.20 (Note) Shareholders’ equity basis after deduction of total accumulated other comprehensive income. For the fiscal year ended Mar.31, 2020 For the nine months ended Dec. 31, 2020 (a) For the fiscal year ended Mar.31, 2021 (b) For the nine months ended Dec. 31, 2021 (c) (c)-(a) (c)-(b) ROE (Income before income taxes basis) ROE (Profit attributable to owners of the parent basis) 2.17 1.69 4.50 3.58 3.21 2.15 6.88 5.46 2.38 1.88 ― 2 ― 2. Information on Main Accounts The Senshu Ikeda Bank Non-consolidated (1) Loans and Bills Discounted Breakdown of loan balance Foreign currency loans Corporate loans Consumer loans Housing loans Other loans Total (Scale of enterprise) Large and mid-tier enterprises Small and medium-sized enterprises Local governments Japanese government Individuals Total Average Balance Foreign currency loans Corporate loans Consumer loans Housing loans Other loans Total (Scale of enterprise) Large and mid-tier enterprises Small and medium-sized enterprises Local governments Japanese government Individuals Total Average Balance (Millions of yen)As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) 2,154,097 1,829,463 1,772,948 56,514 3,983,560 20,137 410,436 1,554,815 129,871 65,044 1,823,392 3,983,560 3,903,614 2,154,097 1,829,463 1,772,948 56,514 3,983,560 20,137 410,436 1,554,815 129,871 65,044 1,823,392 3,983,560 3,905,338 2,390,662 1,846,675 1,789,885 56,789 4,237,338 12,555 430,198 1,699,250 117,281 152,634 1,837,972 4,237,338 4,100,248 2,390,662 1,846,675 1,789,885 56,789 4,237,338 12,555 430,198 1,699,250 117,281 152,634 1,837,972 4,237,338 4,100,248 2,452,921 1,858,673 1,800,333 58,339 4,311,595 10,981 426,670 1,732,763 124,003 178,662 1,849,495 4,311,595 4,135,152 2,452,921 1,858,673 1,800,333 58,339 4,311,595 10,981 426,670 1,732,763 124,003 178,662 1,849,495 4,311,595 4,135,152 2,641,750 1,890,374 1,829,192 61,182 4,532,125 7,792 437,172 1,758,444 120,432 336,640 1,879,435 4,532,125 4,413,557 2,641,750 1,890,374 1,829,192 61,182 4,532,125 7,792 437,172 1,758,444 120,432 336,640 1,879,435 4,532,125 4,413,557 251,088 43,699 39,307 4,393 294,787 (4,763) 6,974 59,194 3,151 184,006 41,463 294,787 313,309 251,088 43,699 39,307 4,393 294,787 (4,763) 6,974 59,194 3,151 184,006 41,463 294,787 313,309 188,829 31,701 28,859 2,843 220,530 (3,189) 10,502 25,681 (3,571) 157,978 29,940 220,530 278,405 188,829 31,701 28,859 2,843 220,530 (3,189) 10,502 25,681 (3,571) 157,978 29,940 220,530 278,405 Including business rehabilitation subsidiary (Millions of yen) As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) Loans to small and medium-sized enterprises (SMEs), etc. As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) 3,378,208 84.80 3,537,223 83.47 3,582,259 83.08 As of Dec. 31, 2021 (c) 3,637,880 80.26 Loans to SMEs, etc. Ratio of loans to SMEs, etc. Including business rehabilitation subsidiary Loans to SMEs, etc. Ratio of loans to SMEs, etc. As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) 3,378,208 84.80 3,537,223 83.47 3,582,259 83.08 As of Dec. 31, 2021 (c) 3,637,880 80.26 (Millions of yen, %)(c)-(a) (c)-(b) 100,657 (3.21) 55,621 (2.82) (Millions of yen, %)(c)-(a) (c)-(b) 100,657 (3.21) 55,621 (2.82) ― 3 ― As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (Millions of yen) (c)-(a) (c)-(b) 3,844,283 4,063,013 4,073,527 4,194,821 131,808 121,294 33,154 29,623 28,525 26,044 1,163,398 1,366,025 1,346,863 1,442,849 1,014,542 1,217,555 1,245,067 1,245,392 17,045 131,809 3,805 144,664 5,765 96,030 15,349 29,300 3,800 193,656 12,108 33,500 (3,579) 76,824 27,837 (5) 48,992 208,633 (6,331) 6,500 (2,481) 95,986 325 (1,965) 97,626 217,280 (3,241) 4,200 5,035,481 5,456,038 5,449,691 5,671,171 215,133 221,480 4,982,232 5,233,075 5,285,722 5,576,791 343,716 291,069 5,005,426 5,261,364 5,313,715 5,623,269 361,905 309,554 Subtotal 5,007,681 5,429,038 5,420,391 5,637,671 Foreign currency deposits Negotiable certificates of deposit 13,617 27,800 18,439 27,000 (2) Deposits Individual Online branch Corporation General corporation Financial institutions Governmental funds Total Average Balance deposits Average Balance deposits and negotiable certificates of deposit (3) Assets under Management Investment products sales (Millions of yen) For the fiscal year ended Mar.31, 2020 (a) For the fiscal year ended Mar.31, 2021 (b) 166,518 101,845 599 64,073 44,748 142,329 91,494 744 50,090 41,922 (b)-(a) (24,189) (10,351) 145 (13,983) (2,826) For the nine months ended Dec. 31, 2020 (c) For the nine months ended Dec. 31, 2021 (d) 100,637 65,521 654 34,461 25,721 88,716 64,169 165 24,381 45,890 (d)-(c) (11,921) (1,352) (489) (10,080) 20,169 8,249 Total 211,267 184,251 (27,016) 126,358 134,607 The Senshu Ikeda Bank Investment trusts Public bonds Life insurance Senshu Ikeda Tokai Tokyo Securities Deposits Investment trusts Life insurance Public bonds Balance of assets under management (individual) (Millions of yen) As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) 3,844,283 4,063,013 4,073,527 4,194,821 131,808 121,294 156,837 514,588 9,147 87,293 185,810 509,271 8,932 198,077 506,361 8,753 232,500 506,028 7,495 46,690 (3,243) (1,437) 17,629 34,423 (333) (1,258) 9,348 Senshu Ikeda Tokai Tokyo Securities 106,028 114,309 123,657 Total 4,612,149 4,873,057 4,901,029 5,064,504 191,447 163,475 (Reference) Balance of assets under management As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (Millions of yen)(c)-(a) (c)-(b) The Senshu Ikeda Bank Investment trusts Public bonds Senshu Ikeda Tokai Tokyo Securities Total 174,003 162,286 11,717 101,233 275,237 202,846 191,615 11,230 122,510 325,356 214,863 203,834 11,028 133,553 348,416 248,100 238,726 9,373 145,862 393,962 45,254 47,111 (1,857) 23,352 68,606 33,237 34,892 (1,655) 12,309 45,546 ― 4 ― (4) Securities Breakdown of security balance (Millions of yen)As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) Securities 566,004 577,153 571,287 Government bonds Local government bonds Corporate bonds Authority bonds Bank debenture bonds General corporate bonds Stocks Other securities Foreign securities Euroyen bonds Dollar-dominated bonds Euro-dominated bonds REIT Investment trusts Investment partnership Average Balance Held-to-maturity debt securities Available-for-sale securities Stocks Bonds Government bonds Local government bonds Corporate bonds Other securities Foreign securities Euroyen bonds Dollar-dominated bonds Euro-dominated bonds REIT Investment trusts Investment partnership 5,201 10,636 26,852 50,617 8,609 28,830 79,973 8,986 30,300 70,884 8,845 26,380 113,365 299,306 206,816 92,490 40,866 86,085 5 7,532 5,662 (119) 36 (93) (62) 1,988 3,618 (1,765) 135 23,422 122,417 277,314 188,084 89,229 31,002 122,997 5,207 11,442 6,992 224 (13) (29) 267 4,225 26 26 3,610 473 114 33,500 119,972 264,710 178,335 86,375 32,431 120,672 10,642 13,506 8,429 (57) (21) (42) 6 5,133 (388) 4,522 884 114 671,067 53,452 133,704 240,087 151,484 88,603 31,844 211,978 75,036 72,469 2,560 32,263 94,585 10,093 14,894 7,949 561 39 (0) 521 6,384 (253) 0 5,432 1,085 119 93,914 30,030 11,287 (37,227) (36,600) (626) 842 88,981 69,829 67,268 2,560 3,433 14,612 1,107 99,780 19,952 13,732 (24,623) (26,851) 2,228 (587) 91,306 64,394 61,833 2,560 1,963 23,701 1,248 3,452 957 337 52 29 254 2,159 (279) 0 1,822 612 5 1,388 (480) 618 60 42 515 1,251 135 135 0 910 201 5 (388) (253) (279) 623,823 564,075 566,956 605,723 41,648 38,767 Net unrealized gains (losses) on securities (Millions of yen)As of Mar. 31, 2020 As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) ― 5 ― 3. Status of Claims disclosed under the Financial Revitalization Law The Senshu Ikeda Bank Non-consolidated Bankruptcy and quasi-bankrupt claims Doubtful claims Substandard claims Subtotal (A) Normal claims Total (B) As of Mar. 31, 2020 (Millions of yen, %)As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) 3,519 22,218 5,743 31,481 1,125 30,901 5,578 37,605 2,062 27,080 5,874 35,017 2,243 36,176 4,722 43,142 3,987,388 4,235,988 4,312,806 4,525,829 4,018,870 4,273,593 4,347,824 4,568,971 1,118 5,275 (856) 5,537 289,841 295,378 181 9,096 (1,152) 8,125 213,023 221,147 Non-performing loans ratio (A)/(B) 0.78 0.87 0.80 0.94 0.07 0.14 Partial direct write-off 25,957 25,519 25,035 23,490 (2,029) (1,545) As of Mar. 31, 2020 (Millions of yen, %)As of Dec. 31, 2020 (a) As of Mar. 31, 2021 (b) As of Dec. 31, 2021 (c) (c)-(a) (c)-(b) 3,519 22,218 5,743 31,481 1,125 30,901 5,578 37,605 2,062 27,080 5,874 35,017 2,243 36,176 4,722 43,142 3,987,388 4,235,988 4,312,806 4,525,829 4,018,870 4,273,593 4,347,824 4,568,971 1,118 5,275 (856) 5,537 289,841 295,378 181 9,096 (1,152) 8,125 213,023 221,147 (Reference) Including business rehabilitation subsidiary Bankruptcy and quasi-bankrupt claims Non-performing loans ratio (A)/(B) 0.78 0.87 0.80 0.94 0.07 0.14 27,140 25,519 25,035 23,490 (2,029) (1,545) Claims: Claims represent loans and bills discounted; Foreign exchanges; Accrued income and suspense payment account under Other assets; and Customers’ liabilities for acceptances and guarantees in the Balance Sheet; as the securities loaned (limited for use agreements or lease contracts), which are required to be stated in a note to the Balance Sheet. Bankruptcy and quasi-bankrupt claims: Bankruptcy and quasi-bankrupt claims represent the claims held by borrowers who have been classified as “bankrupt borrowers” and “effectively bankrupt borrowers” by the Bank’s self-assessment. Doubtful claims: Doubtful claims represent the claims held by borrowers who have been classified as “potentially bankrupt borrowers” by the Bank’s self-assessment. Substandard claims: Substandard claims represent the claims held by borrowers who have been classified as “loans past due three months or more” and “restructured loans” among the claims requiring special caution. (Borrowers requiring special caution: Borrowers who have concerns in lending conditions, exercising their obligations and financial situation, requiring special caution on their future situations.) Normal claims: Normal claims represent the claims held by borrowers who show no particular problems regarding financial conditions and business performances; therefore they are classified as an item other than the aforementioned claims. Doubtful claims Substandard claims Subtotal (A) Normal claims Total (B) Partial direct write-off (Notes) ― 6 ―